The problem is that it is supplied by a branch of the government for poor seniors. I can't afford private insurance even if I could qualify. Due to having an incurable condition I wouldn't be able to get it in any case. There isn't exactly a line-up of insurers willing to accept me, no matter whether it is public or private. I have to take what I can get. At least some help is better than none, and I don't want to go to the hospital as long as I am minimally functioning. I can also keep my cats. Although I do have eventual homes for them, they will keep me as their "mom" for as long as I can manage. Animals keep me distracted from the full extent of the pain. When I have to give them up I know it will be the end of a meaningful life at home.