I've been wrangling with my bank over signing checks that are to be deposited (not cashed). They're trying to insist that they have to be signed. I say no, they don't. That's the law- checks that are completely deposited don't need a signature. Period.
So they've been trying to force me to do it. Now it's become a sticking point with me, lol. One of the tellers at the banks tried to buffalo me by saying, "They have to be signed! They're cracking down!"
I replied "Oh, they're cracking down? Who's 'they'? And what are they 'cracking down' on? Me depositing checks into my own account?"
She couldn't tell me who 'they' were, but then she made up a new one: "Well, it protects you from the check going into the wrong account." I called bullshit and I did it right there in the bank. I told her my signature had no magical powers that would prevent it from being deposited into the wrong account. The check wouldn't psychokinetically correct her mistakes, nor would it fly away from her hand if she punched in the wrong bank account number.
Then she really dug down into the Banker's Bag O' Bullshit and told me that it was because she "didn't know me". Okay, so disregarding the fact that I've been banking there for almost 10 years, I laid out my driver's license, my bank card, my debit card, my library card, and my business card. Then I asked her "Do you know me now? If not, what exactly will it take for you to 'know me'?"
To give her credit, she made up another one right there on the spot! She said that now "it's a bank rule" and she "has no choice." So I told her, fine, show me where it's written down and I'll sign it. Of course she couldn't do this because it's not a bank rule. I also said that unlike her, I have a choice, a choice of where I do my banking and if she didn't stop giving me a hard time about putting money into my own account (!!) that I'd be glad to move my money to another bank, who I suspected wouldn't have any problem taking my checks.
So, after brain-f*cking with this ninny for 20 minutes I finally got to deposit my checks, but I suspect it'll be the same dreary bullshit all over again the next time.