Discover Seattle!

General Category => Discover Seattle! => Topic started by: P.C. on Dec 17 06 05:46

Title: Has anyone lost.......
Post by: P.C. on Dec 17 06 05:46
The contents of their fridge/freezer due to power outage?  Did you claim it on your house insurance?  And if you did, how did it affect your rates?
Title: Re: Has anyone lost.......
Post by: Moolah! on Dec 17 06 06:52
Unopened beer doesn't spoil when the power goes out. [A onclick="addImg('icon/icon_smile_big.gif')" href="jvascript:void(0)"](//vny!://www.discovervancouver.com/forum/icon_smile_big.gif)[/A]
Title: Re: Has anyone lost.......
Post by: kitten on Dec 17 06 06:53
Neither does ice, it just gets too warm.
Title: Re: Has anyone lost.......
Post by: P.C. on Dec 17 06 07:02
The bar fridge is good.....lol Raging Poodle.  It just wasn't as inviting for a few days.
Title: Re: Has anyone lost.......
Post by: 49er on Dec 17 06 07:19
unless the power outage was caused by an act of god, the power company pays for the spoiled food (at least that's the case in California)  
Title: Re: Has anyone lost.......
Post by: P.C. on Dec 17 06 07:26
It would be classed as 'an act of God' I'm thinking.  And no matter what caused it, our power company would surely not take responsibility for anything like this......unless one of their employees went on some kind of rampage.....and I'm sure even then, they would not assume responsibilty.
Title: Re: Has anyone lost.......
Post by: kitten on Dec 17 06 07:28
Still, it doesn't hurt to try.  Even if you got part of it back it would be better than nothing.
Title: Re: Has anyone lost.......
Post by: 49er on Dec 17 06 07:32
.....if you are thinking on making a claim to your insurance company, take into consideration the total amount of the claim vs the amount of your insurance deductible.
Title: Re: Has anyone lost.......
Post by: P.C. on Dec 17 06 07:47
Good points.  Our deductable is $500.....so we had originally dismissed the idea, until we started adding up what was there.  We also have a $125 claim free 'bonus' per year.  It might be an interesting idea to check out what the value is on your own contents.  You'd likely be surprized.
Title: Re: Has anyone lost.......
Post by: Lise on Dec 17 06 08:28
Hmm... I've never thought of doing a claim due to power outages. I just accepted it, toss out everything then re-stock the whole lot.
Title: Re: Has anyone lost.......
Post by: P.C. on Dec 17 06 08:33
Same here Lise.  That's kinda why I put the question out there.  As all our neighbours and friend are in the same boat, there has been a lot of talk about this.  I'm like....."whatever, doo doo occurs".  

Untill I started turfing this stuff.  I'm sure I will suck up the loss like I normally do, but it's an interesting question.    (sort of)  
Title: Re: Has anyone lost.......
Post by: Russ on Dec 18 06 12:58
Generator....
Title: Re: Has anyone lost.......
Post by: P.C. on Dec 18 06 06:27
[img style="CURSOR: pointer" onclick=url(this.src); src="vny!://www.cheesebuerger.de/images/more/bigs/c038.gif" border=0].
Title: Re: Has anyone lost.......
Post by: Russ on Dec 18 06 07:42
Uh, is that a happy or unhappy smilie? I dont know what emotion it is?