I started using this a while back and I like it, so I thought I'd mention it here. It's like CMNGT* without the greed and hassle: Dwolla (//vny!s://www.dwolla.com/default.aspx).
No scaled fees, no percentages, just .25 per transaction regardless of the amount. Safer than CMNGT* in my opinion. Anyway, I thought I'd pass this on in case anyone is sick of CMNGT* (like me).
A little more info: Dwolla Transactions (//vny!://help.dwolla.com/customer/portal/articles/86684-dwolla-fees)
QuoteCost to send money: $0.00
Frequency: Per Transaction
Exceptions: If sending party selects to assume costs of the transfer, the receiver will not be charged.
Cost to receive money: $0.25
Frequency: Each time an auto withdrawal is initiated.
Cost for auto withdrawal: $0.00
Frequency: Each time a manual withdrawal is initiated.
Cost for manual withdrawal: $0.00
Frequency: When a new account is created.
Cost to open Dwolla account: $0.00
Frequency: When a new account is added for transferring funds
Cost to add bank account to Dwolla account: $0.00
Frequency: Each time a request for payment of an invoice or money request is initiated.
Cost to request funds with invoice attached: $0.00